Advanced FIRE Planner

Interactive planner with SIP step-ups, Monte-Carlo risk simulation, charts and CSV export — by Profits First.

Inputs

Present monthly expense (₹) Present age Desired retirement age Expected annual nominal return (%) mean Annual return volatility (%) std dev General inflation (%) (annual) Lifestyle inflation (%) (annual) SIP annual step-up (%) (first-year increase) Withdrawal multiple (safe withdrawal rule) Monte-Carlo simulations

Tip: adjust volatility to model risk. Monte-Carlo uses monthly return sampling from a normal distribution (mean/√12, σ/√12).

Summary & Actions

Target annual spending

₹0

FIRE corpus (by multiple)

₹0

Required starting Monthly SIP

₹0

Probability of reaching FIRE by retirement

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This is from Monte-Carlo simulations.

Median projected corpus at retirement

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Also shows 10th/90th percentile range on the chart.

Advanced FIRE Planner

Inputs

Summary & Actions

Projection (median & percentile band)

Final corpus distribution (histogram)

Detailed results